1. Where is AgAmerica situated and where would you make loans?
AgAmerica has two headquarters positioned in Lakeland, Florida and Boise, Idaho. We have been a brand that is national can lend throughout the united states of america.
2. What’s the simplest way to make contact with AgAmerica to speak about my financial goals?
We’d like to speak, chat, e-mail, or talk with you face to face – whichever form is many comfortable for you personally. You are able to give us a call Monday-Friday EST that is 8am-5pm or us at firstname.lastname@example.org.
3. Can AgAmerica make use of foreign nationals on loan packages?
Unfortuitously perhaps not at the moment. AgAmerica solutions the usa and us residents or permanent aliens that are resident.
Agricultural Loans and Farm Financing Programs. 1. The length of time are your terms for funding land?
AgAmerica’s spectrum that is unique of loan services and products have terms (lengths) including eighteen months to 30 years. Whilst the terms that are 1 year installment loans specific by product, you could have confidence that each and every loan package is custom-built with our client’s economic objectives in your mind. Many factors influence the regards to your loan that is potential package most importantly are your motivations and priorities. Our borrowers typically be eligible for one or more of our lending programs, in addition to services and products they choose are finally their preferences.
2. Can I have a loan making use of my land as security?
Definitely. Quite often, your many valuable asset is ab muscles land your operation sits on. It means to be a farmer, rancher, or timberland owner whether it’s been in the family for generations or the beginning of a legacy all your own, land is at the heart of everything. Additionally represents a prime little bit of security whenever you submit an application for a land loan that is agricultural. To brush up about how to make use of your home as security once you make an application for a land loan, follow this link.
You already have in your land creates an opportunity to refinance short-term and intermediate debt (like machinery debt) if you’re already an ag land owner, using the equity. Each year in some cases, we’ve been able to lower our clients’ monthly interest payments by over 50%, saving them thousands.
3. Does AgAmerica offer loans for hunting land?
We certain do. So you can enjoy your hunting property now, and for years to come whether you’re a hunter, hiker, angler, bird watcher, or conservationist, AgAmerica can finance your recreational land purchase with customized 18 months to 30-year terms. Find out about our Recreational Land Loan system and review its parameters.
4. Are AgAmerica land loans for farmers only?
No. AgAmerica’s land loans are for anyone thinking about purchasing or refinance 25 or even more acres of agricultural-zoned land. AgAmerica can finance farm that is agricultural ranch properties, citrus grove conversions, rural home estates, leisure land, as well as natural land parcels. Our land loans will allow you to lessen your yearly re re payments, expand your procedure, purchase more land, or get over a past 12 months. Find out about just how we’ve changed the real way today’s ag land owners finance their hopes and hopes and dreams.
5. Just how do I begin land that is financing?
We like it whenever our clients result in the call that is first. You can contact us one of two ways when you’re ready to take that first step in applying for a land loan:
- Contact us Monday-Friday, 8am-5pm EST at 1.855.898.2265
- Fill in our loan request form that is simple right right here.
Our land loan professionals will walk you through the procedure and talk about your monetary goals and lending needs. Install & complete our Initial Land Loan Inquiry form – we’ll review it through the consultation call that is initial.
6. What kind of loans can be found to purchase land?
We realize that there isn’t any “one-size-fits-all” approach with regards to secure financing. That’s why we bespoke build land loan packages to help you reach finally your goals that are financial. These packages include 10-year interest-only personal lines of credit, 30-year term loans, and also bridge loans. Explore every one of our land loan choices.
Land Loan needs and Lending Process. 1. What’s the most readily useful AgAmerica system for me personally?
It is possible to rely on a thorough consultation with our loan officers who can evaluate your specific economic goals and build you a customized loan package to meet up with your preferences. We never just take a one-size-fits all approach. Plus there isn’t any expense for a preliminary in-house underwriting evaluation.
2. Can AgAmerica assist me through the documents procedure?
Definitely we are able to. Our product sales and underwriting teams are quite ready to help and will work alongside your CPA or adviser that is financial help this technique.
3. Are AgAmerica land loans for farmers just?
No. AgAmerica’s land loans are for anybody thinking about purchasing or refinance 25 or higher acres of agricultural-zoned land. AgAmerica can fund farm that is agricultural ranch properties, citrus grove conversions, rural house estates, leisure land, as well as natural land parcels. Our land loans will allow you to lower your yearly re re payments, expand your operation, purchase more land, or recover from a past 12 months. Find out about just just how we’ve changed the real method today’s ag land owners finance their hopes and dreams.
4. Are AgAmerica land loans for farmers just?
No. AgAmerica’s land loans are for anyone looking to purchase or refinance 25 or higher acres of agricultural-zoned land. AgAmerica can fund agricultural farm and ranch properties, citrus grove conversions, rural house estates, leisure land, as well as natural land parcels. Our land loans makes it possible to lower your yearly re payments, expand your operation, purchase more land, or get over a year that is previous. Find out about exactly just how we’ve changed the real means today’s ag land owners finance their hopes and hopes and dreams.
5. Can you have credit score requirement that is minimum?
Yes, AgAmerica’s minimum credit score is 680, but exceptions can be made for a case-by-case foundation. Provide us with a we’ll and call talk you through our loan system parameters.
6. Does AgAmerica provide 100% funding?
No, just like other loan providers AgAmerica will not provide 100% funding. On a very first mortgage, we provide as much as 75per cent on the basis of the worth of your security property.
7. How can I be eligible for a farm loan?
You will find four skills you need to satisfy to qualify for a land loan with AgAmerica.
After being confirmed as that loan candidate, you’re ready to schedule an appointment with your land loan professionals. See our Loan Eligibility Verification web page to begin with.
Make an ACH Payment on a Farm Loan. 1. Just how do I enlist therefore I don’t have to keep re-entering my bank information for future re re payments?
After submitting your repayment after the steps for “Make a One-Time Payment being a Guest”, the verification web page will record three options. It is possible to Enroll With your information that is current to Home, or Logout. Click “Enroll With Your information that is current continue with enrolling and making a login.
2. I didn’t get the Activation e-mail once I enrolled.
Please always check your “spam” or “junk” mail. In the event that email nevertheless may not be situated, we shall give you another activation e-mail. Please contact servicing by phone or email for support.
3. I enrolled I am not able to log in after I made my payment, but.
Always check your e-mail after your very first repayment and then click regarding the “Activate your bank Account” link. You will have to trigger your bank Account to be able to sign in.
4. The “Activate your Account” link no longer works in my own e-mail.
The web link has expired. Please contact AgAmerica Servicing by e-mail or phone and we’ll give you a new activation e-mail.
5. I’m locked out of my Login account.
Please contact AgAmerica Servicing by email or phone.
6. How can I put up Auto-Pay?
As soon as you enroll as a person, you will have the choice to create Auto-Pay. The Auto-Pay choice is situated on the website into the line regarding the right-hand region of the display screen. The Auto-Pay option will not be noticeable unless you have actually produced a free account and logged back.
9. Exactly just What do i actually do if I forgot my password?
Make use of the “Forgot your Login ID? ” link regarding the Login website and also you shall be emailed these details. You might also email Servicing@AgAmerica.com or phone
10. If i’ve one or more loan number how do you result in the payment for every loan?
Its chosen for a sign in and Password become founded for every single loan number. But, you may combine each loan re payment under one sign in however a comment needs to be built in the Payment guidelines field on how the funds should really be distributed every single loan quantity.